- Schedule of Fees -

FEES Effective May 1, 2014

SHARE/SAVINGS ACCOUNT FEES:
Relationship Fee $5.00
Dormant/inactive account (no activity with 12 months) monthly fee $5.00
Transfer from shares to cover overdraft $2.00
Early account closing within 90 days of opening $10.00

CHECKING ACCOUNT FEES:
NSF per item $30.00
Stop payment order $25.00
Check copies $3.00
Statement/checkbook reconciliation (per hour) $15.00
Share draft monthly fee FREE
Grand Account Minimum Balance $10.00
Minimum Amount needed to open a checking account $25.00

DEPOSITS:
Member deposits NSF check $10.00

ATM/CHECK CARD FEES:
Overdraft by ATM or Check card per item $30.00
ATM outside of network $1.50
ATM/check card replacement $5.00
New ATM pin number $3.00
Re-instatement of revoked ATM/Debit Card $10.00
ATM card/Debit card FREE
ATM Balance Inquiry $.50

ACH/EFT FEES:
NFS ACH/EFT $30.00
Manual processing of ACH/EFT $10.00
Stop pay of ACH/EFT $25.00
ACH origination fee $10.00

LOAN FEES:
Loan processing $55.00
Loan refinancing $55.00
Home equity refinance minimum $100.00
Loan extension/over limit fee $35.00
Late loan payment (7 day grace) $25.00 or 5% fee
Visa late fee $25.00
Visa over limit fee $25.00
Visa NSF payment fee $25.00
Subordination of Mortgage $75.00
Home Equity Origination Fee $150.00 or 1%fee
UCCI Filing Fee $35.00

OTHER FEES:
Print out of account history, per page $1.00
Paper Statement Fee $1.00
Duplicate title handling fee $10.00
Certified letter fee $10.00
Money orders (each) $2.00
Credit Union Checks $3.00
Stop pay on lost or stolen Credit Union Check $25.00
Visa Gift Cards $3.00
Visa Travel Card $3.00
Outgoing wire: Domestic $25.00
Outgoing wire: Foreign $50.00
Fax fee $2.00 per page
International fax fee $10.00 per page
Copy machine use $0.10 per page
Return mail item $5.00
Overnight mail $30.00
Check cashing fee (members with no relationship) $5.00
Compliance with legal order/levy/garnishment (each) $50.00
Coin Rolling 1% of total
Plastic Rush Fee $50.00

SAFE DEPOSIT BOX ANNUAL FEES:
3x10 (per box) $25.00
5x10 (per box) $35.00
10x10 (per box) $55.00
Replacement Lock (loss of key) $50.00
Drilling Fee & Replacement Lock (loss of both keys) $100.00

 

Main Office: 625 Flormann St. Rapid City, SD 57701 | Open Monday-Friday 9:00 a.m. - 5:00 p.m. | (605) 342-7776

Designed and Hosted by The Gage Team. Med5 Federal Credit Union, previously known as Rapid City Medical Federal Credit Union, began serving only members of the medical profession, but has now expanded to serve anyone in the Rapid City community. Med5 has "Benefits that Fit You!"...Savings, Checking, Insurance, Loans and Investments...customized for your individual needs.