2017-2007 Automobiles A A B C C- D
LOAN TYPE TERM APR APR APR APR APR APR
Other Collateral* 12 MO 2.65% 2.90% 3.90% 5.90% 8.90% 12.90%
*Motor Homes, Campers, 5th Wheels 24 MO 2.65% 2.90% 43.90% 5.90% 8.90% 12.90%
Travel Trailers,Motorcycles, 36 MO 2.75% 3.00% 4.00% 6.00% 9.00% 13.00%
Snowmobiles, Boats, Jet Ski, ATV, 48 MO 2.85% 3.10% 4.10% 6.10% 9.10% 13.10%
Utility Trailers,(ie: horse, enclosed or snowmobile trailers) 60 MO 2.90% 3.15% 4.15% 6.15% 9.15% 13.15%

72 MO 3.15% 3.40% 4.40% 6.640% 9.40% 13.40%




A A B C C- D
LOAN TYPE TERM APR APR APR APR APR APR

84 MO 4.90% 5.15% 6.15% 8.15% 11.15% 14.15%
8 YR AMORITIZATION WITH 5 YEAR BALLOON 96 MO 5.40% 5.65% 6.65% 8.65% 11.65% 14.20%
10 YR AMORITIZATION WITH A 5 YR BALLOON 120 MO 5.65% 5.90% 6.90% 8.90% 11.90% 14.20%
12 YR AMORITIZATION WITH A 5 YR BALLOON 144 MO 6.15% 6.40% 7.40% .9.65% 12.65% 14.20%

Used Vehicles 2006 - 1997
36 MO 6.50% 6.70%7.70% 9.70%13.20%16.25%

Up to 100% LTV, LTV BASED ON CREDIT SCORE ** 80% LTV on collateral with 120,000 miles or more and limited to a maximum term of 36 months


Home Equity -
Fixed 84 mo term no balloon
20r amoritatization MAX on 2nds <80% 5.25% 5.50% 6.00% 6.25% 6.255% 6.255%
30 yr amoritization MAX on 1sts <80% >81-90% 5.75% 6.00% 6.50%
6.75% 6.75% 6.75%
add 1% to pricing for >81-90% on 1sts

Home Equity Line of Credit
HELOC Variable Rate ** <80%4.50% 4.75% 5.25% 7.25% n/a n/a

>81-90% 4.75% 5.00% 5.50% 7.50% n/a n/a

5 yr draw amoritization up to 20 years $5000 minimum/$250 minimum draw Minimum payment $100.00 ** Rate may change quarterly
** Prime Rate is based on Wall Street Journal Current Prime as of December 17,2015is 3.50% may change on a daily basis

Construction Loan
Variable Rate** <80% 4.75% 5.00% 5.50% 7.50% n/a n/a

>81-90% 5.75% 6.00% 6.50% 8.50% n/a n/a
Owner occupied property in SD only & <40 acres zone property 6 month term Must be pre-approved for permanent financing Appraised value must be used ** Rate may change quarterly



UNSECURED
UP TO $15,000 AGG. PER 12 MO 7.00% 7.25 8.00% 8.50% 8.50% 8.50%
MEMBER 24 MO 7.25% 7.50% 8.25% 8.50% 11.50% 11.50%

36 MO 7.75% 8.00% 8.75% 10.75% 11.50% 11.50%

48 MO 8.50% 8.75% 9.00% 11.00% 11.50% 11.50%

60 MO 9.50% 10.00% 10.50% 11.25% 11.50% 11.50%


Visa Classic Min payment $25.00 or 3% 10.90% 10.90% 10.90% 10.90% 10.90% 10.90%
Visa Platinum Preferred rate may change Quarterly 6.00% 6.00% 6.00% n/a n/a n/a
OVERDRAFT Min payment $25.00 or 5% 18.00% 18.00% 18.00% 18.00% 18.00% 18.00%
SHARE SECURED/CERTIFICATE SERCURED
3% above the share/CD rate that is being used for security 100% of balance

> Rates are subject to change
> A 1% reduction in C, C-, D rates to those members who have successfully completed the Credit When Credit is Due course. This discount does not apply to line of credits or credit cards.
Med5 Federal Credit Union offers a tiered pricing program. This allows as many members as possible to obtain financing. Your individual rate will be determined by the type and/or age of collateral offered, length of the loan, and your credit history. We welcome your application.
 

Main Office: 625 Flormann St. Rapid City, SD 57701 | Open Monday-Friday 9:00 a.m. - 5:00 p.m. | (605) 342-7776

Designed and Hosted by The Gage Team. Med5 Federal Credit Union, previously known as Rapid City Medical Federal Credit Union, began serving only members of the medical profession, but has now expanded to serve anyone in the Rapid City community. Med5 has "Benefits that Fit You!"...Savings, Checking, Insurance, Loans and Investments...customized for your individual needs.