Are you protected from the unexpected? Could you manage financially if your income was reduced or eliminated due to a disabling illness or injury? MEMBER'S CHOICE Credit Disability protection can help. It makes your monthly loan payment, up to the policy maximum, should you become disabled due to a covered illness or injury.

MEMBER'S CHOICE Credit Disability is convenient, economical, flexible and tailored to your specific needs. It offers these advantages:

• Makes your covered loan payments if you become disabled.
• Helps protect credit rating and collateral.
• Reduces financial burden during recovery.
• Requires no complicated enrollment forms or physical exam.
• Offers the convenience of premium included in your loan payment.

Use the Disability Protection Worksheet to determine if you could benefit from MEMBERS CHOICE Credit Disability protection. Then ask your loan officer about protecting your next loan.

Some of the MEMBERS CHOICE protection solutions are insurance products available through CUNA Mutual Insurance Society and some are debt cancellation products available through your credit union. Check with your credit union for details of this coverage, including exclusions and limitations.

Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lost value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of the financial institution.